MensaPay is committed to respecting your privacy and complying with all applicable data protection and privacy laws. We understand that, by selecting us for your financial needs, you have entrusted us with a responsibility to safeguard your personal financial information. We want you to be informed of our commitment to protect the privacy of your personal financial information with the following privacy principles and practices.
Information We Collect
We generally collect and process information that users provide voluntarily to be able to provide you with the services and information you request. The sensitive information such as name, card number, prepaid card PIN number, and CVV number entered by you is completely end to end encrypted. Except for the purposes and under the circumstances mentioned in this Policy, Mensa Pay does not provide any information of users to a third party without specifically informing the users at the time of collection or without the express consent of users themselves. Mensa Pay logs IP addresses and device information such as OS, time zone, language of the device etc., device identifiers including IDFA, in addition to the platform related information from where the application is downloaded in order to provide better service for our users. We use the information to get statistics, to analyze trends and better understand the usage of the App, and for system administration purposes.
Use of User Information
We collect, retain, and use information about you only when we reasonably believe that it will help administer our business or provide products, services, and other opportunities to you.
We use information to
- open and administer your accounts and to protect your records and funds,
- comply with the applicable laws and regulations,
- help us design or improve our products and services for your benefit,
- understand your financial needs so that we can provide you with quality products and superior services,
- comply with the laws, guidelines and regulations that govern the financial services in the country,
MensaPay collects is for internal use only to improve the content and services of the App. In return, users will benefit from improved quality of services.
MensaPay does not release customer information except as directed by law or as per user mandate. We do not share specific information about customer accounts or other personally identifiable data with non-affiliated third parties for their independent use unless:
- The information is provided to help complete a transaction initiated by you.
- User request or authorize it.
- The disclosure is required by/or directed by law; or
- User have been informed about the possibility of such disclosure for marketing or similar purposes through a prior communication and have been given the opportunity to decline.
MensaPay may disclose the data created after statistical analysis (not tagged to identifiable users) to any person, without any limitation and the User hereby give your consent for the same. MensaPay may disclose Customer Information to any of the MensaPay ’s associates and affiliates, without any limitation and the User / Client hereby give consent for the same.
We may disclose the Customer Information to third parties for purposes, inter alia, for advertising, for any joint product promotion campaigns or for availing support services, for participation in electronic clearing network etc. in order to enable us to provide you E-wallet digital services with high quality and standards. However, while disclosing any such information to third parties as afore mentioned, we will make reasonable efforts to bind them with obligation to keep the same secure and confidential and an obligation to use the information for the purpose for which the same is disclosed, and you hereby give your consent for the same.
We follow best security practices to help prevent unauthorized access, misuse, disclosure, disruption, modification or destruction of confidential information about you.
We have taken reasonable measures to protect security and confidentiality of the Customer Information and its transmission through the World Wide Web. You are required to follow the Terms and Conditions while using the App including the instructions stated therein in respect of security and confidentiality of your Log-in. No method of transmission over the internet, or method of electronic storage, is 100% secure. Therefore, we cannot guarantee the absolute security of your personal information.
If at any time you would like to contact us with your views about our privacy practices, or with any enquiry relating to your personal information, please contact us at [email protected].
Mensa Technologies L.L.C.
Villa 44-1. 39th – Hessa Street.
Al Barsha3, Dubai
United Arab Emirates, P.O. Box: 43445
Tel: +971 4 548 1855